Customized auto loan
This is a doggone good deal.
The view’s better when you can pick your own deal. Enjoy a .25% discount (rates as low as 1.99%APR* on new auto loans, 2.99%APR on used auto loans) OR no payments for 90 days on auto loans when you apply between May 1st – May 31st, 2022.
Low Interest Rates
Easy Online Application
Convenient electronic document signing feature
GAP coverage and extended warranty options available
Free online and mobile banking access 24/7
Funds often available same day as approval
See Our Car Loan Rates
We keep our interest rates on car loans as low as possible so that you can enjoy a low monthly payment and a little extra cash in your budget.
GrooveCar With Topside Federal Credit Union
Not only will we help you fund your dream car, but we’ll help you find it too. We partner with GrooveCar to help you research and find the right vehicle at the right price.
Using GrooveCar, you can search for the perfect ride using criteria like make and model but also by monthly payment. Just input how much you can afford each month, whether you want a new or used car, how much of a down payment you have, and GrooveCar will show you hundreds of options to fit your needs.
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Auto Loan Resources
See some other services and programs we offer to help you achieve your financial goals. If you have questions about them or our other products and services, please let us know. We are here to help.
Mechanical Breakdown Protection

Protect your vehicle from unexpected repair costs due to mechanical or electrical failure.
Learn MoreCar Pricing Resource

Research the latest new car prices by book value with this authoritative source.
Learn More
Ready to Get Pre Approved for a Car Loan?
It’s time to drive off in your dream car. Apply now or contact us with questions. We’re always here to help.
*Promotional offer applies to auto loan applications received between May 1st & 31st, 2022. All loans are subject to approval and rates may vary depending upon individual credit history and underwriting terms. Refinance of existing Topside Federal Credit Union Loans are not eligible. Monthly payment is $28.64 for $1,000 financed over 36 months at 1.99%APR (annual percentage rate). Monthly payment is $29.08 for $1,000 financed over 36 months at 2.99%APR (annual percentage rate). Loan terms from 12 – 84 months are eligible. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Federally insured by NCUA. Contact the Credit Union or visit www.topsidefcu.org/loan-rates for more information.