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Home Equity Loans & Lines of Credit

Put your home's equity to work for you. Get your toes in the sand, be amazed by the Grand Canyon, watch your kids experience something new, take the vacation you deserve with a Home Equity Loan or Line of Credit. We will pay up to $700 of your closing costs. 


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*Topside Federal Credit Union will pay up to $700 in closing costs, subject to restrictions, appraisal fee not included. Home Equity Lines of credit (HELOC) available from $10,000 - $100,000 with a minimum of $10,000 initial draw. HELOCs are available up to 100% LTV (loan to value) based on appraised value. Rates determined by credit history, LTV and HELOC rates are tied to the Wall Street Journal’s Prime Rate and can change quarterly. Appraisals are required for all mortgage loans. Fixed Rate Home Equity loans are available from $10,000 - $100,000 up to 133% LTV based on appraised value. Contact your tax adviser for further information regarding the deductibility of interest and charges. Membership eligibility is required. Subject to approval and underwriting. All Credit Union loan programs, rates, terms and conditions apply and are subject to change at any time without notice. Contact the credit union for complete details. Federally insured by the NCUA.