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Fraudulent Texts


By Topside FCU September 11, 2025 Fraud information

🚨 Scam Alert: Don’t Click That “Unauthorized Charge” Text

Scam Text

Scammers have been sending text messages that look like they’re from your Financial Institution for a long time now. One of the latest tricks is a text that says something like:

“Topside-FCU: Did you charge $332.54 At Stripe MAX, POS #11332, If Not You, Please View: sketchyURL.com/thisistotallyfake”

The link looks urgent and official, but it’s actually a trap. Clicking could send you to a fake website designed to steal your personal information, login credentials, or even install malware on your device.

How to Protect Yourself:

  • Don’t click suspicious links. If you’re unsure, open your banking app or type the official website directly into your browser.

  • Verify the source. Call the direct number for your Financial Institution—not the one in the text.

  • Look for red flags. Scammers often use urgent language, bad grammar, or strange web addresses.

  • Enable account alerts. Our MyCards feature notifies you every time your card is charged. 

If you ever get a message about an “unauthorized charge,” pause before you click. Staying cautious can keep your personal information—and your money—safe.

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