Business Savings Accounts
Business Savings Accounts
Every sustainable business has adequate savings set aside. Future-proof your company with the savings you need to survive and thrive. Open an account today!
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Benefits of Opening a Business Savings Account With Topside FCU
Looking to get more out of your business savings? You’ve come to the right place!
More Accessible
$1.00 minimum opening deposit and account balance.
Savings on Savings
No monthly service fee on any of our savings account offerings.
Free is Better
No monthly service fee on any of our savings account offerings.
Generous Dividends
Earn great returns on accounts with higher balances.
Business Membership Savings Account
It pays to belong! Opening your Business Membership Saving Account establishes your Topside Federal Credit Union membership and provides access to a range of no-fee and free financial services.
Business Savings Account
Set money aside for specific needs with a Business Savings Account — separate, but with all the great features of your Business Membership Savings Account.
Business Premium Savings Account
Help your business aim higher. Earn dividends on balances over $10,000 while still enjoying all the benefits and convenience of our Business Membership Savings Account.
Business Premium Money Market Savings Account
A smarter next step for larger balances. Enjoy more earning potential with the flexibility to access your funds.
How to Open a Credit Union Business Savings Account
| step 1 | Check EligibilityFind out if your business meets our membership criteria. Apply online or contact us to get started. |
| step 2 | Book an AppointmentCome on in! We’ll talk about the best ways to start your business‘s savings journey. |
| step 3 | Build for the FutureStart to save the funds your business will need to weather adversity and thrive long into the future. |
★★★★★
“Great service. Very user-friendly app that allows quick transactions. Good rates for savings accounts.”
Nathan F., King George, VA
Business Savings Account FAQs
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What makes your credit union business savings accounts different?
Credit union business savings accounts feature higher interest rates and fewer fees, as well as a level of personalized service that other financial institutions can’t match. As local financial co-ops, credit unions also have a finger on the pulse of business activity in your area, allowing them to offer better advice for your business’s specific needs.
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Is it better to open a business savings account with a credit union?
When you open a business savings account with a credit union, you become a member and co-owner of the credit union itself. That means that you, rather than corporate shareholders, stand to benefit from earnings, loans, and investments.
It also means that the credit union only survives over the long term if your business thrives. That’s why credit unions are focused on building long-term relationships that last years into the future rather than simply trying to extract profit from every transaction.
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Is it worth having a business savings account?
A business savings account is essential if you are serious about your small business. It helps you regulate cash flow and build financial security. It provides a safe place to store funds while earning interest.
A business savings account also makes it easier to separate your personal and business finances, which is crucial for tax preparation and financial planning.
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Which business savings account has the highest interest rate?
Interest rates vary by institution and account. Credit unions usually offer higher rates than traditional banks due to their member-focused, not-for-profit structure.
To find the best rate, compare local credit unions like Topside Federal Credit Union with regular for-profit banks. Be sure to balance interest rates or dividends on deposits with fees and account features to make the best choice.
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How do I find the best business savings account?
The best business savings account for your company depends on your needs, now and in the future. Look for accounts with competitive interest rates, low fees, and features like free online access and no minimum balance requirements.
Credit unions often provide the best mix of higher rates and more personalized service. Compare options from local credit unions and online banks to find the perfect fit for your business.
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