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Effective August 4th: For the health and safety of our members and our employees, we are requiring all members, visitors, and staff to wear face masks inside our branch lobbies.  We have expanded our drive-thru services to accommodate members who cannot wear a face mask. Please call us at 540.663.2181 if you need additional information.
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Loans: Share Secured Loans

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Our Secured Loans give you the opportunity to borrow using your savings as collateral, receive a lower loan rate, and earn dividends. These loans are great for building credit and maintaining your savings.                                      

What exactly is a Shared Secured Loan? With a Share Secured Loan you borrow based on the money in your savings account and receive many benefits, including:

  • Low interest rates
  • Borrow up to 100% of your savings account balance
  • Easy online application
  • Convenient electronic document signing feature
  • Shares continue to earn dividends
  • Free automatic transfer
  • Free online and mobile banking access 24/7
  • Loan funds often available same day as approval

Share Certificate Secured Loan — With a Share Certificate Secured Loan you borrow based on your Share Certificate's balance and enjoy the same benefits as our Share Secured Loan.