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Loans: Share Secured Loans

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Our Secured Loans give you the opportunity to borrow using your savings as collateral, receive a lower loan rate, and earn dividends. These loans are great for building credit and maintaining your savings.                                      

What exactly is a Shared Secured Loan? With a Share Secured Loan you borrow based on the money in your savings account and receive many benefits, including:

  • Low interest rates
  • Borrow up to 100% of your savings account balance
  • Easy online application
  • Convenient electronic document signing feature
  • Shares continue to earn dividends
  • Free automatic transfer
  • Free online and mobile banking access 24/7
  • Loan funds often available same day as approval

Share Certificate Secured Loan — With a Share Certificate Secured Loan you borrow based on your Share Certificate's balance and enjoy the same benefits as our Share Secured Loan.