Member Services: Overdraft Options

Remember the check you sent to your niece 3 months ago for her birthday? Well she just cashed it, at the same time your credit card payment processed; all while you were out enjoying a nice dinner…Don’t worry.

Choose the Overdraft Coverage Option that best fits your needs:

1Call us at (540) 663-2181, email us at help@topsidefcu.org or come by a branch to sign up or apply for these services; 2subject to credit approval.

For more information please review the following documents:

• Opt-In/Opt-Out Form
• Standard Overdraft Privilege Letter
• Extended Overdraft Privilege Letter
• Debit Holds FAQs
• Understanding Your Account Balance for Overdrafts
• How Transactions Are Posted To Your Account