Personal Savings Accounts
Personal Savings Accounts
We “serve to support” by offering a range of low-cost, multi-featured credit union savings accounts tailored to your needs.
Choose a better tomorrow for you and your family. Put your hard-earned cash to work in a savings deposit account.
Membership Savings
This convenient savings account establishes Credit Union membership while providing numerous member-friendly features.
Military Savings
Active and Retired Military, Veterans, National Guard, Reservists and their dependents are eligible for a special rate of 8% APY (annual percentage yield)* on the first $500!
Youth Savings
Are you 19 years or younger? You are eligible for a special rate of 5% APY (annual percentage yield)** on the first $500!
Premium Savings
This account provides you a higher dividend for higher balances plus all of the awesome features our Prime Share account offers.
Premium Money Market Savings
A smarter next step for larger balances. Enjoy more earning potential with the flexibility to access your funds.
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Savings
If one savings account isn’t enough this account can provide a second option to organize your money to fit your needs. This account has the same features as our Membership Savings account.
Benefits of A Credit Union Personal Savings Account
Our savings accounts each offer generous annual percentage yield (APY) and little to no minimum balance required. Open your account today!
$1 to Open
An initial deposit of just $1 is required to open any Topside FCU personal savings account.
No Monthly Maintenance Fees
Save money by avoiding monthly fees and keep your hard-earned cash handy.
Free Mobile and Online Banking
Access and manage your money from wherever you are.
Earn Quarterly Dividends
Dividends are compounded and credited quarterly, so your savings grow over time.
Free Descriptive Quarterly Statements
Get a comprehensive account balance overview four times a year for no charge.
Federally Insured
Open a savings account with confidence. All deposits are insured by the NCUA up to $250,000.
Topside Federal Credit Union Contact Options
★★★★★
“I've been with Topside for well over 20 years, and they never disappoint. If there is an issue to address, staff go above and beyond to represent and serve you.”
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* Criteria to receive this special rate (8% annual percentage yield) can be viewed here.
** Criteria to receive this special rate (5% annual percentage yield) can be viewed here.
View our Funds Availability Policy Disclosure.
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