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Deposit & Share Rates

Effective as of 09/28/2026

Savings Account Rates

 
 

Money Market Account Rates

 

6 Must meet requirements to receive listed rates: e-statement & Online banking enrollment required. Fees apply for withdrawals exceeding 2 per statement cycle. Dividends compounded and credited monthly.

Certificate Rates

Save your money on your own terms with our Pick-A-Term certificates available from 3 to 60 months.

Checking Account Rates 

 
 

4 Balance required to earn dividends is $1,000. Dividends paid quarterly. Rate may change after account opening. Minimum balance required to obtain APY.

5Balance required to earn dividends is $2,000. Dividends paid monthly. Minimum balance required to obtain APY.

IRA Rates

 
 

Rate may change after account opening. Consult your tax advisor concerning your IRA account situation. Dividends paid quarterly. Penalty will apply for early withdrawal. Minimum balance required to obtain APY.

*Dividends paid at maturity.

**Dividends compounded quarterly and paid quarterly.

Dividends on all accounts are declared at the close of the dividend period by the Board of Directors and are subject to change at any time. Dividends on all shares are paid from available earnings after transfers to required reserves and cannot be guaranteed. Dividends begin to accrue on all deposits (including non-cash deposits) on the same day they are deposited. Share draft printing fees vary. Rates are subject to change after account opening. For more information about fees and other terms that apply, call the Member Service Department at 540-663-2181.