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Bill Pay Downtime: We will be completing system maintenance on October 24th starting at 11:00 pm. Please complete any Bill Pay transactions beforehand. The system will be restored the following morning, October 25th at 5:00 amYour online banking transactions will work properly during this period.

Mobile Deposit Downtime: Mobile deposit will be unavailable from 1-8am on 10/25 due to system maintenance.

Main Content

Personal IRA's

Fees Rates

Planning for retirement can be overwhelming. With the help of our Financial Services professionals and our IRA products we can guide you to the relaxing retirement you have earned.                                     

Variable Rate Account – Earn the current market rate on your IRA funds with this Individual Retirement Account:

  • Earn dividends quarterly
  • No monthly service charge
  • Free mobile and online banking
  • Access your account at any Topside FCU credit union office, Plus, AFFN and Accel ATMs
  • Free 24 hour account access through UNO, our Audio Response System
  • Free automatic transfers

Share Certificate – With an IRA Share Certificate you can earn higher dividends on the money you are saving with our 1, 2, 3 or 5 year certificate options. These certificates offer the same benefits as our regular Share Certificates plus:

  • Dividends compound and pay quarterly