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Effective August 4th: For the health and safety of our members and our employees, we are requiring all members, visitors, and staff to wear face masks inside our branch lobbies.  We have expanded our drive-thru services to accommodate members who cannot wear a face mask. Please call us at 540.663.2181 if you need additional information.
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Personal IRA's

Fees Rates

Planning for retirement can be overwhelming. With the help of our Financial Services professionals and our IRA products we can guide you to the relaxing retirement you have earned.                                     

Variable Rate Account – Earn the current market rate on your IRA funds with this Individual Retirement Account:

  • Earn dividends quarterly
  • No monthly service charge
  • Free mobile and online banking
  • Access your account at any Topside FCU credit union office, Plus, AFFN and Accel ATMs
  • Free 24 hour account access through UNO, our Audio Response System
  • Free automatic transfers

Share Certificate – With an IRA Share Certificate you can earn higher dividends on the money you are saving with our 1, 2, 3 or 5 year certificate options. These certificates offer the same benefits as our regular Share Certificates plus:

  • Dividends compound and pay quarterly