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FRAUD ALERT:  Members have reported receiving phone calls from scammers acting as our Fraud Department, asking for card numbers, PIN numbers, and secure access codes. As a reminder, we will NEVER ask you for this information. If you’re in doubt, hang up and call us at 540-663-2181.

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Personal Accounts

Fees Rates

You work hard for your money, which is why we offer accounts with no hidden fees and little to no minimum balance requirement. We work towards improving your experience as a member every day and this is illustrated in our various personalized account options and features. Check them out below and learn what membership means at Topside Federal Credit Union.

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Checking Accounts

Some say the best things in life are free. We couldn’t agree more. With no minimum balance requirement and no hidden fees our checking account options are perfect for your financial well being.

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Savings Accounts

There is nothing better than knowing you are financially secure. Start the savings account that's perfect for you today and reach your future goals and milestones.

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Youth Accounts

All of our Youth Accounts offer great rewards through our Youth Benefits Program! Check them out here.

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Club Accounts

Vacations and holidays are supposed to be fun. Eliminate stress and let us help you save for specific goals with one of our Club Savings Accounts.

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Certificate Accounts

If you’re looking to earn higher dividends on your money, one of our many share certificate options is the perfect solution for you.

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IRA Accounts

Planning for retirement can be overwhelming. With the help of our Financial Services professionals and our IRA products we can guide you to the relaxing retirement you have earned.

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Special Accounts

Special accounts include: Estate accounts, Trust accounts, Fiduciary accounts, Representative Payee accounts, and Virginia Uniform Transfers to Minor accounts.

Due to the Children’s Online Privacy Protection Act, the credit union does not and will not collect information from children under the age of 13. All applicants 13 years and under must have a parent or guardian as a joint owner on their account and any application that is submitted by a child under the age of 13 will not be considered or retained. Joint signature is required on the completed application along with a valid form of identification.

Limited online banking privileges will be given to the minor with guardian consent to oversee account activity and the responsibility for financial instruction and education.