Visa Preferred Credit Card
All the Benefits of a Visa Preferred Credit Card
Generous Credit Line
Pay for everything you need and want with a limit between $10,000 and $30,000.
Relax knowing your low APR will stay the same no matter what happens in the market.
Enhanced Fraud Protection
If your card is lost or stolen, just report the suspicious activity and you'll have zero liability.
Save Money on Fees
We won't charge you an annual fee or over-limit fee, and there's no default rate if you're running late.
See the Competitive Rates on Our Visa Preferred Credit Card
Effective as of 05/17/2022 and subject to change.
|Visa Preferred Credit Card|
|Credit Amount||$10,000 - $30,000|
|Fees||No Annual Fee
Balance Transfer Fee: 3% of the transfer or $5, whichever is greater
Late Payment Fee: up to $20
International Transaction Fee: 1% of each foreign currency transaction; .80% of each US dollar transaction in foreign countries
Stop Payment Fee for credit transaction: $32
Card reissue Fee: $10 per card, one free per calendar year
Express Card Fee: $50 per request
We also have instant issue credit & debit cards in all of our branches. The card reissue fee applies to these products while the $50 Express Card Fee does not.
|Annual Percentage Rate||7.90%|
Visa Preferred Credit Card
For people who know what they want and how they will get it, a Visa Preferred Credit Card comes with a generous credit line and premium rates.
Take advantage of a low minimum payment and enjoy the same APR on purchases, balance transfers, and cash advances.
The MyCardRules™ app lets you turn your cards on and off, set spending limits and get alerts, all from your mobile device. What more could you need?Apply Now
“Top-level credit union. PERFECT size, large enough to offer competitive loan rates, but small enough to still care about members.”
Enjoy These Great Features of Your Visa Preferred Credit Card
We run on a not-for-profit business model so we can give you lower rates and fewer fees.
Easy 24/7 Account Access
Use Online and Mobile Banking to look up details, make payments, transfers, and more.
Up to $30,000 Limit
Starting at $10,000, a generous credit line means you'll always have everything covered.
Low, Fixed APR
You'll pay the same great rate on balance transfers, cash advances, and your purchases.
A low minimum monthly payment makes it easy for you to stay on track.
Zero Fraud Liability
You won't be accountable if your card is lost or stolen and used for fraudulent purposes.
Topside Federal Credit Union Contact Options
FAQs About Our Visa Preferred Credit Card
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