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To provide the best support possible, we have partnered with Credit Union Mortgage Association (CUMA), an organization that provides mortgage origination, processing, and servicing services to members of credit unions just like ours. The CUMA staff is eager to support your mortgage needs, and operates on Topside’s behalf to make your mortgage process as smooth as possible. Worried that your loan is not really with the Credit Union? Don’t be – the Credit Union is ready to be your lender, relying on CUMA’s expertise to service your loan post-closing.



We offer various Mortgage Loan options to meet all of your home buying needs.



Refinancing can get you a lower monthly payment which means more cash in your pocket today. Read more here to determine if this is the best option for you.



Check out this great feature offered on many of our Mortgage Loans.

Currently have a mortgage loan with us and would like to make your payment?  Please log in here. 

A Federal regulation, the Home Mortgage Disclosure Act, requires financial institutions to collect and provide mortgage data and periodically make data available to the public.  This data includes information on geographic distribution of loans and applications, ethnicity, race, sex, income of applicants and borrowers as well as information on loan approvals/denials.  Please contact us (540) 663-2181 for information regarding our branch locations where this information is available.

Looking for a Home Equity Line of Credit? Click here!

Credit Protection

Approximately every 7 seconds a working age American suffers a disabling injury or illness that’ll last for at least one month (source:, and nearly 90% aren’t work related and therefore NOT covered by workers comp (source: Facts from LIMRA). If this happened to you, would you be able to make it by without your paycheck? With credit protection, we can help you keep your loans and credit under control.

Life Coverage: designed to reduce or pay off the insured balance of your loan if you die.

Disability Coverage: designed to pay your loan payment up to the contract limit if you become disabled due to illness or injury & are unable to work.

Involuntary unemployment: designed to pay your scheduled monthly payment up to the contract limit if you become involuntarily unemployed.