VA Loans
VA Loans
Veterans can buy a home with zero down payment and limited closing costs, plus competitive rates.
Get These Benefits With a Topside FCU VA Loan
Fixed Rates
Enjoy a competitive rate for your preferred loan term of 15 or 30 years.
Lower Costs
Enjoy lower closing costs and easier qualifying than other home loans.
0% Down Payment
With no down payment needed, you can put down roots sooner.
Expert Guidance
Topside has teamed up with CUMA to provide the best advice and service.
Because they're insured by the U.S. Department of Veterans Affairs, VA loans let Veterans and other eligible service members buy homes with easier qualifying and no down payment.
- Down payments start at 0%.
- You get a competitive APR for your entire loan term.
- Loan terms are 15 or 30 years to suit your budget and goals.
- Down payments start at 0% with no private mortgage insurance (PMI) needed.
- Depending on your eligibility, you may need to pay the VA Funding Fee.
- You don't need to pay private mortgage insurance (PMI).
- Closing costs are typically lower than conventional loans.
- You need to meet your lenders' income and credit criteria.
- You can apply online to get your VA loan through Topside FCU.
- Your VA loan will be expertly serviced by our partners at Credit Union Mortgage Association (CUMA).
Apply today so you can buy the secure home you deserve!
Warning: You Are Leaving This Site.
You are leaving the Topside Federal Credit Union website.
You are being directed to a third-party website.
This link is provided for your convenience. Please note that this third-party website is not controlled by Topside Federal Credit Union or subject to our privacy policy.
Thank you for visiting our site. We hope your visit was informative and enjoyable.
You are about to follow a link to [Link]. To proceed, click 'Continue' below. To remain on this site, click 'Cancel' below.