Business Fee Schedule
(Effective Octobet 1, 2026)
| Product | Fee |
|---|---|
| FREE Services | |
| AndroidTM, iPad®, and iPhone® Apps | FREE |
| Android Pay, Apple Pay, and Google Pay | FREE |
| Bill Pay | FREE |
| Direct Deposit | FREE |
| DocuSign Services® | FREE |
| eStatements | FREE - And Safe, Secure, & Environment Friendly! |
| In Branch Coin Machine Services | FREE |
| Mobile Deposits | FREE |
| Money Matters (Personal Financial Management Tool) | FREE |
| Notary Services | FREE |
| Online Banking | FREE |
| Checking & Savings Accounts | |
| Business Checking | No Monthly Fee |
| - Fee for over 150 items per month | $0.25 per item* |
| Business Benefit Checking (Monthly fee waived with average daily balance of $2,000.00 or higher) | $12.00 per month |
| - Fee for over 250 items per month | $0.25 per item* |
| Commercial Checking (Monthly fee waived with average daily balance of $1,000.00 or higher) | $12.00 per month |
| - Fee for over 250 items per month | $0.25 per item* |
| Non-profit Checking | No Monthly Fee |
| - Fee for over 250 items per month | $0.25 per item* |
| Account Research | $20 per hour; 1 hour minimum |
| Closed Account Return Fee | $32.00 per item |
| Collection Fee | $25.00 per occurrence |
| Copy Fee (paid checks and other documents, excluding statements) | $2.00 per item |
| Garnishment Fee | $50.00 per occurrence |
| Inactive Account Fee** | $5.00 per month |
| Interim, Monthly or Quarterly Statement Copies Requested at Teller | $5.00 per statement |
| Money Market Savings Additional Transaction Fee | $5.00 per transaction |
| Money Market Savings Conditional Monthly Fee (only charged if account falls below $2,500 during the statement cycle) | $10.00 per month |
| NSF (items returned unpaid) | $32.00 per item |
| Official Checks | $5.00 per item |
| Overdraft Transfer (from established Overdraft Protection) | $7.50 per item |
| Overdraft (items paid resulting in a negative balance) | $32.00 per item |
| Returned Deposit Item (items deposited or cashed but subsequently returned unpaid) | $20.00 per item |
| Returned Payment - Credit Card | $20.00 per item |
| Share Draft Printing | Varies by Design |
| Stop Payment on check written by member | $32.00 per item |
| Overnight Delivery Fee for Documents | $20.00 |
| Debit Card/Electronic Transactions | |
| ATM Foreign Transaction Fee | $2 per transaction; 2 free per month |
| Bill Pay Guaranteed 2 Day ACH Fee | $4.95 |
| Bill Pay Guaranteed 2 Day Fee (check) | $14.95 |
| Bill Pay Overnight Delivery Fee (check) | $19.95 |
| Card Reissue Fee (ATM, Visa debit card, or credit card) | $10.00 per card (1 free per calendar year) |
| Express Debit Card | $50.00 per request |
| Hand Posted ACH transaction/ACH Exception fee | $5.00 per transaction |
| Stop Payment on Debit transactions | $32.00 per item |
| Wire Transfers (Domestic; Outgoing) | $25.00 per wire |
| Wire Transfers (Incoming) | $10.00 per wire |
| Safe Deposit Box Annual Rental | |
| 3 x 5 | $45.00 |
| 5 x 5 | $50.00 |
| 3 x 10 | $65.00 |
| 5 x 10 | $75.00 |
| 10 x 10 | $125.00 |
| Duplicate Safe Deposit Box Key | $15.00 per key |
*Items include checks paid, deposits posted, deposited items, withdrawals, ATM deposits and withdrawals, Pin-based Check Card transactions, and Automated Clearing House (ACH) items.
**Account must be inactive (no account transactions) for 6 months or more.
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