Topside Investments
Meet Our Financial Advisor
Destiny Pipkin
Building on over eleven years of experience in the financial industry, with four years focused exclusively on investing, Destiny Pipkin is a Financial Advisor with Topside Investments. She is committed to helping people make confident, informed, and beneficial financial decisions. Holding securities licenses and NMLS credentials, she brings both technical knowledge and hands-on experience to every interaction.
Destiny believes financial planning should feel clear, supportive, and personalized, never overwhelming. She works with individuals from all walks of life, taking the time to understand their goals, priorities, and concerns, and then developing strategies aligned with their preferences that also support long-term stability and growth. Her approach blends professional insight with a relationship-first style that helps clients feel comfortable and confident.
Outside of her work, Destiny enjoys staying active in the gym and traveling to experience different cultures, interests that reflect her values of discipline, growth, and appreciating life’s small moments.
Available Services
Investment | Estate Planning & Philanthropy | Cash Flow & Budgeting | Retirement Considerations | Family Services | Tax Management |
|---|---|---|---|---|---|
| Portfolio Management & Risk Analysis | Charitable Giving | Cash Flow Analysis | Retirement Goal Setting | College Savings | Review of Cost Basis |
| Asset Allocation & Diversification | Guardians for Minor Children | Expenses & Budgeting | Social Security Analysis | Benefits of Roth IRAs for Children | Review Realized Gains |
| Concentrated Stock Analysis | Asset Protection Analysis | Debt Management | Business | Gifting | Deductions & Credits |
| Investment Risk Control Strategy | Marital Deduction Planning | Planned Purchases | IRA Contributions & Conversions | Elderly Guidance | Potential Roth Conversions |
| Second Opinion Reviews | Planning for Children with Special Needs | Emergency Savings | 401(k) & Employer-Sponsored Plans | Legacy Planning | |
| Gifting | Annuities & Pension Review | Divorce & Widowhood Services | |||
| Beneficiary Reviews | RMDs & Withdrawal Strategies |
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Neither Cetera Investment Services LLC nor any of its affiliates offer tax or legal service. For a comprehensive review of your personal situation, always consult your tax and/or legal advisor.
Located at: 9622 Patriot Highway, Fredericksburg VA 22407 - Phone: 540-413-3878
Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
Check the background of this firm on FINRA's BrokerCheck .
Check the background of this investment professional on FINRA's BrokerCheck .
Click here to view Cetera Investment Services Important Information and Form CRS and Business Continuity Plan.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com
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