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FRAUD ALERT:  Members have reported receiving phone calls from scammers acting as our Fraud Department, asking for card numbers, PIN numbers, and secure access codes. As a reminder, we will NEVER ask you for this information. If you’re in doubt, hang up and call us at 540-663-2181.

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Topside Federal Credit Union
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Balance Transfers

Fees

Rates  

High credit card balances got you stressed? Transfer & save today! No worries, our rates don't go up for balance transfers.

Let us help you reach your financial goals with one of our low rate credit card options. Stop paying higher interest on balance transfers and enjoy a Visa at 9.90%APR* or a Visa Preferred at 7.90%APR*. Consolidate your holiday shopping debt at one great low rate. 

If you'd like us to transfer your balance to your Topside FCU credit card for a small fee, click here. 

OR

You can do it for FREE! Give yourself a cash advance in online banking and use that money to pay off your other credit card balances. Here's how:

  1. Log into your online banking account. 
  2. You can do a funds transfer 2 ways:
  • Click on the three dot kebab on your credit card's account tile, and select "Quick Transfer".

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OR

  • In your blue side menu select "Transfers". Under "Transfers", click "Funds Transfer". 

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3. Enter the necessary information and click "Transfer". Now you will have the money from your cash advance in your account. Use this to pay off your credit card!

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These rates are current as of December 31, 2019. All loans are subject to approval. Programs, rates, conditions and terms are subject to change without notice. Credit Union membership eligibility is required.