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Effective August 4th: For the health and safety of our members and our employees, we are requiring all members, visitors, and staff to wear face masks inside our branch lobbies.  We have expanded our drive-thru services to accommodate members who cannot wear a face mask. Please call us at 540.663.2181 if you need additional information.
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Mortgage Loans: Refinancing

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Buying a home is a big decision. We know how important it is and how confusing and stressful it can be. You can trust us to provide all of the tools you need—low rates, numerous options and a personalized experience. We take care of these things so you have more time to find your dream kitchen and perfect master bath. 

Refinancing can get you a lower monthly payment which means more cash in your pocket today. Read more here to determine if this is the best option for you.                                     

Why should you refinance? If the current value of your home has increased it may make sense to refinance at a better rate, or refinance to consolidate debt or plan a home improvement project. If your home value has remained stable or you are in an area where the value of your home has declined, this may not be the best option for you.