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Credit Card Rates

Effective as of 11/23/2021  and subject to change. 

For more information on our Credit Card Products, click here. For Credit Card Disclosures click here.

 

Visa

Visa Preferred

Visa with Cash Back

Share Secured Visa

Visa Home Equity Line of Credit

Credit Amount

$500 - $10,000

$10,000 - $30,000

$5,000 - $30,000

$500 - $6,000

$10,000 - $100,000

Fees

No Annual Fee

No Annual Fee

No Annual Fee

No Annual Fee

No Annual Fee

Annual Percentage Rate

9.90%

7.90%

13.49%

9.72%

As Low As PRIME RATE*

Other Annual Percentage Rate

9.90%

7.90%

13.49%

9.72%

As Low As PRIME RATE*

Purchases

9.90%

7.90%

13.49%

9.72%

As Low As PRIME RATE*

Balance Transfers

9.90%

7.90%

13.49%

9.72%

As Low As PRIME RATE*

Cash Advances

9.90%

7.90%

13.49%

9.72%

As Low As PRIME RATE*

 

*Variable - The rate is the Prime Rate as published in the Money Rates column of the Wall Street Journal. The rate can change quarterly on the first day of the billing cycle of January, April, July and October.  Rates can range from PRIME to PRIME PLUS 2.5%, with a maximum rate of 16% and a minimum rate of 1%.  Your rate will be determined by your credit history.  For additional information visit our Application Page.

Our rates do not change for balance transfers or cash advances!