Mobile App

Checking your balance(s) and reviewing transactions

See your money in motion anytime, anywhere. 

• View balances for all your accounts at a glance

• Tap into transaction details for deposits, withdrawals, and purchases

• Search by date, keyword, or amount to quickly find what you need

• View your loan and credit card balances

Pro Tip: Turn on balance alerts so you’ll always know what’s coming in (and going out).

Internal and external money transfers

Move money between your Topside accounts—or securely send it to another financial institution. 

• Set up internal transfers that post instantly

• Link external bank accounts for easy movement of funds

• Schedule one-time or recurring transfers

Pro Tip: Use “Favorites” to save time on regular transfers.

Snap. Tap. Deposit.

Skip the branch line and deposit checks straight from your phone.

1. Log in and tap Deposit Check

2. Choose the account you want the deposit to go to

3. Endorse the back of your check with your signature and by writing: “For mobile deposit only at Topside FCU”

4. Snap clear photos of the front and back

5. Enter the amount and submit

Pro Tip: Hold onto your check for a couple of weeks just in case we need to verify it.

Note: There is a $7,000 daily limit on mobile check deposits. 

Bill Payment

Pay your bills on time—without writing a single check.

• Add your payees and schedule payments in advance

• Set up automatic or recurring payments for regular bills

• Receive and view eBills directly inside your account

Pro Tip: Turn on payment reminders so you never miss a due date.

Set up Alerts and Notifications

Stay in control with custom alerts that fit your lifestyle.

• Get notified for deposits, low balances, and upcoming payments

• Choose email, text, or push notifications

• Update preferences anytime under Settings > Alerts

Pro Tip: Balance and deposit alerts are a great way to spot unusual activity early.

Card management

Your card, your rules.

• Instantly lock or unlock your debit or credit card

• Set spending limits, merchant types, or geographic controls

• Add travel notices before your next trip

• Change your PIN 

• View your digital card 

Pro Tip: Lost your card? Lock it immediately while you look—then unlock once it’s found.

Learn more

Digital Wallets

Add your Topside card to your favorite digital wallet for faster, contactless payments.

• Works with Apple Pay and Google Pay

• Enjoy extra security—your card number is never shared with merchants

Pro Tip: Tap to pay wherever you see the contactless symbol—it’s quick, safe, and convenient.

E-Statements

Go paperless and keep everything in one safe place.

• Access statements, tax forms, and notices anytime

• Receive email or text alerts when new documents are ready

• Download or print copies as needed

Pro Tip: e-Statements are stored for easy recordkeeping—and they arrive faster than paper mail.

Paying your Topside loan has never been easier—whether you’re transferring from your checking account, setting up autopay, or making a quick one-time payment from another financial institution.

Here’s how to pay your loan:

1. Log in to your Topside account (mobile app or online banking).

2. Tap Transfers, then Make a Payment.

3. Choose where you’d like the payment to come from—your Topside account or an external bank account (that you already have linked to your Topside account).

4. Enter the payment amount, date, and an optional memo.

5. Review your details, then confirm.

Pro Tips:

• Save time by setting up automatic payments so you’ll never miss a due date. You'll follow the same process, but also check the box next to "Make this a recurring transaction".

• Want to pay from an account elsewhere? Just link it once, and you’ll be able to make payments securely anytime.

• You can also pay in-branch, by mail, or over the phone if that’s more your style - but we recommend going digital when possible. It saves you time and potentially gas!

Need help?
Our team is happy to walk you through setting up your first payment—or getting you switched over to autopay. Give us a call or simply hit the chat icon on your screen.