Alert Icon

FRAUD ALERT:  Members have reported receiving phone calls from scammers acting as our Fraud Department, asking for card numbers, PIN numbers, and secure access codes. As a reminder, we will NEVER ask you for this information. If you’re in doubt, hang up and call us at 540-663-2181.

Reset Password / First Time User

NCUA logo


Apply for a loan

Main Content

Debit Cards


ScoreCard Rewards

Debit Cards

Free with our top-notch checking accounts, our debit cards, also known as Visa check cards, offer more than just access to your money. They're also rewards cards! Use the points you earn simply by using your debit card to save money on fuel, pay for travel, buy merchandise, and more. They're worldwide, convenient, and you can get one instantly at a branch.

Redeem points Book an Appointment for an instant card

Woman happily shopping with debit card

Notice: When you call to activate your card on a joint account, the recording will ask you to enter the Primary Cardholder's information. Please disregard and enter your own information!



Instant Issue Cards

Whoever said good things come to those who wait must not have known about these! Not only can you get your card instantly at any of our branches, you'll also have the added security of an EMV chip and contactless transactions.

Learn more


Manage your Topside Visa cards right from your smart phone! Available in the App Store and Google Play, this app allows you to add parental controls on your card(s), set up notifications, turn your card(s) on and off, and more. 

Learn more

Youth Debit Cards

Learning financial responsibility isn't just for adults. All of our youth accounts offer great benefits, but our youth members who are age 9 and up are eligible for their first debit card! 

Learn more


ScoreCard Rewards

For every qualifying purchase* made using your Visa Check Card with ScoreCard® Rewards, you earn valuable Bonus Points that may be redeemed for outstanding merchandise and exciting travel! ScoreCard has a robust catalog of thousands of items including brand names like Apple®, Brighton®, Pandora®, Dyson® and Sony®. Online ordering is available 24/7 at

Fuel pump

Fuel Rewards

By using your Topside FCU debit card at a participating gas station, you can enjoy a real-time instant fuel price roll back at the pump and save $0.50/gallon up to 20 gallons! Learn more.


Travel Rewards

Who said you can't save money while on vacation? Not only can you use your rewards points to pay for your flight, you can also redeem them for renting a car, going on a cruise, planned activities, and even your vacation rental! 



If you don't have quite enough points to get something you really want, no worries. You can enter various sweepstakes to win more extravagant prizes!


Topside Federal Credit Union Contact Options


More Useful Visa Products and Services

Visa Account Updater

Merchants can automatically get your new details if your card is reissued, lost, stolen, or compromised.

Learn More

Visa Checkout

Save time when you shop online. Enter your details once, then use a single, secure log-in to make purchases from any device.

Learn More

Visa Check Cards with ScoreCard® Rewards

Get rewards for the everyday purchases you put on your debit card.

Learn More

Balance Transfers

Pay down high-interest debt and enjoy one simple monthly payment at a non-variable rate.

Learn More