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Loans: Personal Loans


Personal Loans

Rates as low as

10.24% APR *



Personal Loans


Personal Loans

Every stage of life is important, this is why we have loans for each of your milestones offering easy applications and low rates to ease the transition. From weddings to home renovations, we have a loan personalized just for you.



Update and improve your home with the convenience and ease of a personal loan.

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a man with a broken-down car that has the hood up tries to work on it with a sunset in the background.

Avoid financial stress so you can focus on making some of life’s greatest memories.

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Personal Line of Credit

a smiling woman signs loan papers to buy a car at a dealership.

Easily transfer funds from your credit line to your checking account. Rates as low as 13.75%

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Let Topside Help You

When you take out a personal loan with Topside, you’ll have access to a variety of benefits, including:


Low Interest Rates

Convenient electronic document signing feature

Free automatic transfer

Free online and mobile banking access 24/7

No Prepayment Penalties

Easy Online Application

Calculate Your Personal Loan Payment

Use our calculator to find a loan amount and payment that works in your budget.

Est. Monthly Payment: 0



“Always the absolute best customer service! Anytime I have questions I can stop in or call and get an answer in minutes. I can't imagine going back to a bank now that I've been with this credit union.”

Stephanie H.


Applying Is Simple and Convenient

step 1 Apply OnlineFill out our quick and easy online application.
step 2 Sign Your LoanUse our convenient electronic document signing from wherever you are
step 3 ApprovalFunds are often available the same day as approval

Get Started





*Annual percentage rate may vary depending on individual credit history and underwriting terms. View for more information. 

Minimum term: 12 months, Maximum term: 120 months. The interest rates on personal loans range from as low as 10.24% to 11.74% . The payment on a $5000 loan at 10.24% interest for 60 months would be $100/month.


Credit Protection

Approximately every 7 seconds a working age American suffers a disabling injury or illness that’ll last for at least one month (source:, and nearly 90% aren’t work related and therefore NOT covered by workers comp (source: Facts from LIMRA). If this happened to you, would you be able to make it by without your paycheck? With credit protection, we can help you keep your loans and credit under control.

Life Coverage: designed to reduce or pay off the insured balance of your loan if you die.

Disability Coverage: designed to pay your loan payment up to the contract limit if you become disabled due to illness or injury & are unable to work.

Involuntary unemployment: designed to pay your scheduled monthly payment up to the contract limit if you become involuntarily unemployed.