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Loans: Personal Loans

 

Personal Loans

Rates as low as

6.99% APR *

APPLY NOW

 

Personal Loans

 

Personal Loans

Every stage of life is important, this is why we have loans for each of your milestones offering easy applications and low rates to ease the transition. From weddings to home renovations, we have a loan personalized just for you.

Homestyle

Homestyle

Update and improve your home with the convenience and ease of a personal loan.

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Lifestyle

a man with a broken-down car that has the hood up tries to work on it with a sunset in the background.

Avoid financial stress so you can focus on making some of life’s greatest memories.

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Personal Line of Credit

a smiling woman signs loan papers to buy a car at a dealership.

Easily transfer funds from your credit line to your checking account.

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Let Topside Help You

When you take out a personal loan with Topside, you’ll have access to a variety of benefits, including:

 

Low Interest Rates

Convenient electronic document signing feature

Free automatic transfer

Free online and mobile banking access 24/7

No Prepayment Penalties

Easy Online Application

Calculate Your Personal Loan Payment

Use our calculator to find a loan amount and payment that works in your budget.

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Est. Monthly Payment: 0
 

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★★★★★

“Always the absolute best customer service! Anytime I have questions I can stop in or call and get an answer in minutes. I can't imagine going back to a bank now that I've been with this credit union.”

Stephanie H.

 

Applying Is Simple and Convenient

step 1 Apply OnlineFill out our quick and easy online application.
step 2 Sign Your LoanUse our convenient electronic document signing from wherever you are
step 3 ApprovalFunds are often available the same day as approval

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FAQ

 

 

 

*Annual percentage rate may vary depending on individual credit history and underwriting terms. View www.topsidefcu.org/loan-rates for more information. 

Minimum term: 12 months, Maximum term: 120 months. The interest rate on personal loans ranges from 6.99% to 8.49%. The payment on a $5000 loan at 7.49% interest for 60 months would be $100/month.