Youth Savings Account
Youth Savings Account
Great money habits begin here. Put your child on the path to financial wellness with your unique Youth Savings Account for kids 19 and younger.
Benefits of a Youth Savings Account from Topside FCU
More Details About Our Youth Savings Account
- Dividends compounded & credited quarterly
- Balances over $500 will earn the Savings rate that may change after the account is opened
- Online banking allows the parent to monitor the account 24/7
- Download the Zogo game app and get paid to learn about finances!
- Apply for one of our 5 annual scholarships to help with college or trade school tuition.
Apply today to take advantage of our rates and benefits!
How to Open a Youth Savings Account
Apply Online
Just click here to begin the application process.
Add Your Information
Enter your personal information and financial details into our secure online portal.
Begin Banking!
Deposit $1 (or more) and launch your child’s financial journey!
★★★★★
“Been a member with you guys since my first paycheck at 15 years old. Always above and beyond customer service. Even now, living hours and hours away from a branch, I refuse to switch.”
– Mcquade F.
FAQs About Our Youth Savings Account
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What are the eligibility requirements for joining Topside Federal Credit Union?
Topside has various fields of eligibility including:
- Family of current Topside members.
- Civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP) Dahlgren, or one of its tenant commands.
- People who live, work, worship, or attend school in the City of Fredericksburg, Virginia.
- People who are associated with or work for one of our over 600 Community partners
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Can my under-18-year-old open an account by himself/herself?
No. They will need a parent or legal guardian over 18 to open an account on their behalf.
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Why should I open a youth savings account for my child?
It’s never too early to teach your child how to save money! With our Youth Savings Account, you can start teaching your child money management skills and responsibilities that will last a lifetime.
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Where can I find the current rates and annual percentage yield (APY)?
Visit our rates page to view the most current interest rates and APY details across all account types, including youth savings accounts.
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Can I access the money in my child’s Youth Savings Account?
Yes. As the adult listed on the account, you can make withdrawals or deposits to help your child reach their savings goals.
* To qualify for the 5.00% *annual percentage yield, you must provide a valid, government-issued photo ID or the social security number for minors. For minors, a parent or legal guardian must be joint on the account; custodial accounts allowed. At age 20 the rate will revert to the regular share savings rate. Deposits over $500.00 will earn the regular share savings rate and this rate may change after the account opening. Fees could reduce the earnings on the account. View our Funds Availability Policy Disclosure.
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