Business Premium Checking Account
Business Premium Checking Account
Want to put your working capital to work? Our Business Premium Checking Account offers a full range of banking services to support your business and pays dividends on balances over $2,000.
Ready to make more from the cash you keep in your checking account?
Benefits of Opening a Business Premium Checking Account With Topside FCU
Ready to maximize your business checking? This account keeps your cash flow moving.
Earn Dividends
Get rewarded for maintaining a balance above $2,000.
Bank for Less
Free mobile and online banking, bill paying service, mobile deposits, and more.
No Monthly Fee
We waive our $12 monthly fee when you deposit more than $2,000.
Get Protected
We waive our $12 monthly fee when you deposit more than $2,000.
Business Premium Checking Account
If you keep a higher balance, this account is for you! Earn generous dividends on balances over $2,000 while enjoying many of the same features as our Commercial Checking Account.
- Free mobile and online banking
- Free bill-paying service, e-statements, mobile deposits, and personal financial tool
- Monthly maintenance fee waived for balances over $2,000
- Minimum balance requirement of just $1
- Enroll in Overdraft Privilege up to $750
Visit us to open a Business Premium Checking Account, or click below to learn more.
Applying Is Simple and Convenient
| step 1 | Check EligibilityFind out if your business meets our membership criteria. Apply online or contact us to get started. |
| step 2 | Come on in!Once you’re a member you can open a checking account by visiting any of our branches. |
| step 3 | BankSmart Start banking! Your new business checking account keeps finances on track. |
★★★★★
“I’ve been at this bank for going on 20 years at this point and I can say nothing but amazing things!”
Jolie T., Fredericksburg, VA
Business Benefit Checking Account FAQs
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Can businesses have an interest-bearing checking account?
Yes! An interest-bearing high-yield business checking account, like Topside FCU’s Business Premium Checking, lets you earn dividends on your working capital while keeping funds accessible for expenses.
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How can I earn interest on my business account?
To earn interest, choose a business checking or savings account that offers dividends, like Topside FCU’s Business Premium Checking. Just make sure to maintain the required balance to qualify for interest or dividends.
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What are the benefits of opening a business account with a credit union?
Credit union business accounts offer better interest rates on loans, higher dividends on deposits, lower fees, more personalized service, and a strong community focus. As a member, you’re a co-owner of a financial co-operative — not just another account holder.
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What requirements do I need to open a business bank account?
To open a business bank account at Topside FCU, you’ll need:
- A government-issued photo ID
- Your date of birth
- A physical address
- Your business’s EIN or Social Security number (for sole proprietors)
- Business formation documents (such as articles of organization or incorporation)
- A business license, if applicable
- Operating or partnership agreements, if required
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