A commercial checking account is designed for busy businesses with a large number of monthly transactions. Commercial checking accounts offer a fixed number of free transactions per month and access to a full range of merchant services and other business banking tools.

A commercial account includes all the features of a standard business account but is intended for larger businesses with higher transaction volumes, specialized banking needs, or customized services.

A Topside Commercial Checking Account makes sense for larger businesses with significant transaction activity and higher account balances. With 250 free transactions per month, our Commercial Checking Account is designed to help busy or fast-growing enterprises take their activities to the next level.

At Topside, we waive our $12 monthly maintenance fee for Commercial Checking accounts with a monthly average balance above $1,000.00.

To open a commercial bank account for your business, you need to be a member of Topside Federal Credit Union. Qualifying for membership is as easy as meeting any of the following criteria.

1. Civilian and military personnel of the U.S. Government who work for or are permanently stationed at Naval Support Activity South Potomac (NSASP) Dahlgren, or one of its tenant commands.
2. Members of the U.S. Armed Forces, active or retired, who are receiving authorized benefits or services primarily from NSASP Dahlgren.
3. Civilian and military personnel employed by the Department of the Navy in the Washington Metropolitan area who live in the City of Fredericksburg or the counties of Stafford, Spotsylvania or King George.
4. Civilian personnel retired from NSASP Dahlgren and its tenant commands.
5. Persons who work regularly at NSASP Dahlgren and are employed by contractors who maintain offices within a 35-mile radius of NSASP Dahlgren and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making an application for membership.
6. Civilian and military personnel of the U.S. Government who work at Fort A.P. Hill, Bowling Green, Virginia.
7. Persons who work regularly at Fort A.P. Hill, Bowling Green, Virginia, and are employed by contractors who maintain offices within a 35-mile radius of Fort A.P. Hill and have a contract with the U.S. Government for a minimum of 6 months continuously prior to making application for membership.
8. Government employees assigned to George Washington's Birthplace Memorial located in Westmoreland County, Virginia.
9. Dependent spouses of deceased members.
10. Organizations of members that have a federal Tax ID#.
11. Persons, who live, work, worship, or attend school in the City of Fredericksburg, Virginia.
12. The immediate family of any members. An immediate family member consists of spouses, children, siblings, parents, grandparents, or grandchildren.
13. Household membership will be extended to individuals living in the same residence as a member, maintaining a single economic unit.
14. Employees, volunteers, and/or members of one of our affiliated organizations. Contact us at 540-663-2181 for a list of our sponsor groups.