Small Business Checking Account
Small Business Checking Account
All the features you need and none you don’t. It’s affordable, convenient business checking that meets you where you’re at?
Benefits of Opening a Small Business Checking Account With Topside FCU
Sized to fit
Enjoy up to 150 free business transactions per month.
Pocket friendly
No monthly service or statement charges, free online banking tools.
Local Knowledge
Get the inside track. Nobody knows local businesses like Topside FCU.
NCUA Insured
Funds in your Topside FCU checking account are guaranteed up to $250,000.
Small Business Checking Account
Why pay for services you don’t need? Our basic business checking account is perfect for small businesses with simpler cash management needs.
Enjoy 150 free transactions each month and a full range of convenient features so you can spend less time chasing payments and more time building your business.
- No monthly maintenance fee
- Free mobile and online banking
- Free Bill Paying Service, e-Statements and Personal Financial Tool
- Free monthly statements
- Free 24-hour account access by phone or on our mobile app
- Access your account at any Topside FCU branch, and Plus, AFFN and Accel ATMs.
- Easy enrollment in Overdraft Privilege of up to $750
Ready to experience the convenience and flexibility of Topside Federal Credit Union small business checking? Book a branch appointment to get started!
How to Open a Credit Union Small Business Checking Account
| step 1 | Check EligibilityFind out if your business meets our membership criteria. Apply online or contact us to get started. |
| step 2 | Come on in!Visit one of our branches to open your small business checking account. |
| step 3 | Get to Work! Enjoy simple, smart money management tools that let you focus on building your business. |
★★★★★
“I’ve been at this bank for going on 20 years and I can
say nothing but amazing things!”
Jolie T., Fredericksburg, VA
Small Business Checking Account FAQs
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Which business bank account is best for a small business?
Whether you’re just starting out or a seasoned business with an established market niche, Topside Federal Credit Union Small Business Checking Account is ideal for any enterprise that regularly handles up to 150 transactions per month.
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Can I open a business checking account with only an EIN?
The documents required to open a business account vary based on business type. An EIN (Employer Identification Number) is a basic requirement for opening all business accounts and other items like fictitious name certificates, business licenses, and partnership agreements are required depending on the type of business.
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Is there a minimum balance fee for a Small Business Checking Account?
There is no minimum balance requirement or monthly service fee for our Small Business Checking Account. However, overdraft and overdraft transfer fees still apply.
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Do I get a business debit card with my Small Business Checking Account?
Yes, your Small Business Checking Account comes with a debit card that can also be used to draw cash at Plus, AFFN and Accel ATMs.
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What businesses are eligible for Topside Federal Credit Union membership?
Businesses and organizations are eligible for a business membership at Topside Federal Credit Union if their principals are composed, for the most part, of the same general group as the Credit Union membership. Read more about business membership here.
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