Youth Benefits Program
Youth Benefits Program
All of our Youth Accounts offer great rewards through our Youth Benefits Program! All members between the ages of 0 and 17 will be automatically enrolled. Don't forget, anyone from 0 to 19 is eligible for our special rate Youth Saves Account!

-
Whiz Kidz
Our members from ages 0 - 8 years old receive the following benefits.
Whiz Kidz
0 - 8 years old
All of our youth members between the ages zero and 8 will be automatically enrolled in this program.
Whiz Kidz receive the following benefits:
Free coin bag & quarter saver upon account opening
One time $5 deposit match on quarter savers
Prizes for every $100 saved up to $500
Take advantage of Youth Saves account eligibility
Quarterly parent newsletter (ages 4-8)
Quarterly kids newsletter (ages 4-8)
-
Young Executives
Our members from ages 9 - 15 years old receive the following benefits.
Young Executives
9 - 15 years old
All of our youth members between the ages 9 and 15 will be automatically enrolled in this program.
Young Executives receive the following benefits:
Open a checking account with a parent or legal guardian & Learn how to use and manage a debit card with a parent or legal guardian
Take advantage of Youth Saves eligibility
Good grade recognition: Bring your report card to a branch at the end of the school year to get $5 for each "A" you earned up to $20 max
-
Money Masters
Our members that are ages 16 & 17 years old receive the following benefits.
Money Masters
16 & 17 years old
All of our youth members ages 16 & 17 will be automatically enrolled in this program.
Money Masters receive the following benefits:
Receive a one time $25 bonus for your first direct deposit after you turn 16
Open a checking account with a parent or legal guardian & Learn how to use and manage a debit card with a parent or legal guardian
Take advantage of Youth Saves eligibility
Good grade recognition: Bring your report card to a branch at the end of the school year to get $5 for each "A" you earned up to $20 max
Youth Resources
See some other services and programs we offer to help youth achieve their financial goals. If you have questions about them or our other products and services, please let us know. We are here to help.
Scholarships
Every year we offer 5 scholarships to college-bound (or trade school-bound) members. Let us help easy the financial burden these expenses can bring!
Zogo
Who said financial education had to be boring? Get paid to learn about finances with this gamified app that rewards you for completing financial education lessons.
Financial education
From our in school financial education to our adult education initiatives, we're working to educate everyone in our communities.
Please note: The child's social security number is needed to open an account at Topside FCU.
View our Funds Availability Policy Disclosure.
Due to the Children’s Online Privacy Protection Act, the credit union does not and will not collect information from children under the age of 13. All applicants 13 years and under must have a parent or guardian as a joint owner on their account and any application that is submitted by a child under the age of 13 will not be considered or retained. Joint signature is required on the completed application along with a valid form of identification. Limited online banking privileges will be given to the minor with guardian consent to oversee account activity and the responsibility for financial instruction and education.