Cards: Visa Credit Card
Top Benefits of Your Visa Credit Card
One Simple Rate
Our non-variable interest rate is the same across purchases, balance transfers, and cash advances.
No Hidden Fees
No annual fee, no fee if you go over your limit from time to time, and no default rate if you miss multiple payments.
You'll have zero liability if your card is lost or stolen. Just report suspicious activity and we'll help you right away.
Use Online or Mobile Banking to keep track of your account whenever you want from wherever you are.
See Our Generous Visa Credit Card Rates
Effective as of 05/17/2022 and subject to change.
|Visa Credit Card|
|Credit Amount||$500 - $10,000|
|Fees||No Annual Fee
Balance Transfer Fee: 3% of the transfer or $5, whichever is greater
Late Payment Fee: up to $20
International Transaction Fee: 1% of each foreign currency transaction; .80% of each US dollar transaction in foreign countries
Stop Payment Fee for credit transaction: $32
Card reissue Fee: $10 per card, one free per calendar year
Express Card Fee: $50 per request
We also have instant issue credit & debit cards in all of our branches. The card reissue fee applies to these products while the $50 Express Card Fee does not.
|Annual Percentage Rate||9.90%|
Visa Credit Card
This straightforward, low-interest card is ideal for shopping in-store and online, taking care of extra expenses, and building credit for the next stage in your financial journey.Apply Now
“Great service. Very user-friendly app that allows quick transactions.”
Bonus Features of a VISA Credit Card
No Annual Fee
As a credit union, we give revenue back to you through no-fee, low-interest credit cards.
Online & Mobile Banking
Access your information, make payments, and transfer funds anytime, anywhere.
No Over-Limit Fee
It shouldn't be a big deal if you run over your balance, and we won't penalize you for it.
Enjoy the same low APR on purchases, cash advances, and balance transfers.
Low Minimum Payment
Feel free to just meet the minimum those months you don't pay your balance in full.
Protection From Fraud
If your card is lost or stolen and used for fraudulent purposes, you'll have zero liability.
Topside Federal Credit Union Contact Options
FAQs About Our Visa Credit Card
More Helpful Credit Card Offers and Resources
Visa Account Updater
Merchants can automatically get your new details if your card is reissued, lost, stolen, or compromised.Learn More
Save time when you shop online. Enter your details once, then use a single, secure log-in to make purchases from any device.Learn More
Visa Check Cards with ScoreCard® Rewards
Get rewards for the everyday purchases you put on your debit card.Learn More
Pay down high-interest debt and enjoy one simple monthly payment at a non-variable rate.Learn More
*Annual percentage rate may vary depending on individual credit history and underwriting terms. View https://www.topsidefcu.org/credit-card-rates for more information on our rates and visit https://www.topsidefcu.org/important-credit-card-disclosures for important credit card disclosures..