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  • Quick Cash For Payday to Payday Moments

    With no credit check and instant approvals, this micro loan is here to quickly help when you need it most.

  • Earn $200 Cash Back This Swipe Season!

    Apply for and open a Preferred Visa, spend $3,000 between 10/16/26 & 1/15/27, and we’ll give you $200 cash back*.

  • Premium Money Market Savings

    You’ve outgrown ordinary savings. Give your larger balance more earning potential while keeping your savings accessible.

  • #TopsideCAREs

    We are matching donations made to Valor Ranch up to $2,500 total until the end of December.

  • 3 and 5 Year Rate Boost Certificates

    Lock in today's competitive dividend rate with the opportunity to increase it one time if our published rates go up during your certificate term.

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Credit Cards
Rates as low as 7.90% APR
New Car Loans
Rates as low as [HubDB-token: minAPR|new|4.74]% APR
Used Car Loans
Rates as low as [HubDB-token: minAPR|used|5.24]% APR
Personal Loans
Rates as low as [HubDB-token: minAPR|personal-loan|9.99]% APR
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Let Topside FCU Help You Achieve Your Financial Goals

Car

I Want to Lower My Car Payment

Refinance your auto loan with low rates and earn 1% cash back** up to $250.

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debt

I Want to Pay Off My Debt

Consolidate high-interest debt into one simple, lower monthly payment.

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saving

I Want to Earn More On My Savings

Take advantage of competitive certificate rates designed to help your savings grow.

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Banking Solutions to Help You Reach Your Goals

Checking & Savings Accounts

Easy access to your money, competitive dividends, and low fees to help you stay on track.

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Home Loans

Finance your home with options tailored to your budget and support every step of the way.

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Auto Loans

Get on the road with affordable financing for new, used, or refinanced vehicles — plus warranty and GAP protection.

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Credit Cards

Spend with confidence using Visa credit cards with low rates, strong security, and everyday flexibility.

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We Could Brag All Day… But Our Members Do It Better!

About Our Credit Union

Founded to serve the men and women working for the Naval Base at Dahlgren, Topside Federal Credit Union is rooted in a tradition of service, trust, and commitment. We carry that forward by offering affordable rates, low fees, and straightforward financial solutions built around our members’ needs.

Through our #TopsideCAREs initiative, we invest in the Virginia communities we serve, supporting programs focused on education, financial wellness, and social impact. Join us today.

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About Our Credit Union - Naval Base at Dahlgren

 

Ready to Become a Member?

 

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Experience the Benefits of Banking with Us

Financial Education

We’re committed to empowering our community with financial education programs for all ages, from in-school learning for students to practical resources for adults.

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Membership Benefits

Enjoy added value through exclusive partnerships with organizations like TruStage® and the YMCA, designed to support your health, wellness, and financial goals.

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Digital Services

Manage your money anytime with secure online and mobile banking tools, including bill pay, mobile apps, and digital wallet options for everyday convenience.

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**For Cash Back: The minimum loan amount is $10,000, maximum loan amount is $75,000. The minimum loan term is 12 months, maximum loan term is 84 months. Maximum cash back amount is $250 per loan. Cashback amounts are subject to all applicable taxes and are the responsibility of the member. Membership eligibility is required. All credit union loan programs, rates, terms and conditions are subject to approval and change at any time without notice. Existing Topside FCU loans do not qualify for this offer. The cashback will be deposited into the member’s savings account approximately 90 days after loan closing, upon verification of on-time monthly payments. View https://www.topsidefcu.org/auto-loan-refinancing for more information.