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New Auto Loan


New Car Loans

Rates as low as

4.99% APR *





Hassle-Free Auto Loans With Great Benefits

At Topside Federal Credit Union, we always give you a great rate, terms to fit your needs and lifestyle, and a quick and easy loan approval process. We’ll take the wheel for financing so you can walk into any dealership with confidence.


Low Interest Rates

Easy Online Application

Terms from 36 to 84-months

Electronic Document Signature

Funds Often Available Same Day as Approval

GAP Coverage & Extended Warranty Options

See Our New Car Loan Rates

We keep our interest rates on new car loans as low as possible so that you can enjoy a low monthly payment and a little extra cash in your budget.


Calculate Your New Car Loan Payment

Use our calculator to find a loan amount and payment that works in your budget. Then get pre approved, so you have the negotiating power at the dealership.

Est. Monthly Payment: 0




Find My Ride With Topside Federal Credit Union


Not only will we help you fund your dream car, but we’ll help you find it too. Our Find My Ride service helps you research and find the right vehicle at the right price.

Using Find My Ride, you can search for the perfect ride using criteria like make and model but also by monthly payment. Just input how much you can afford each month, whether you want a new or used car, how much of a down payment you have, and Find My Ride will show you hundreds of options to fit your needs.

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Car Loan Frequently Asked Questions



Auto Loan Resources

See some other services and programs we offer to help you achieve your financial goals. If you have questions about them or our other products and services, please let us know. We are here to help.

GAP Insurance

a man and woman talk by the roadside about a car accident they just had.

Waive all or part of your remaining loan balance if an accident happens.

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Mechanical Breakdown Protection

a man with a broken-down car that has the hood up tries to work on it with a sunset in the background.

Protect your vehicle from unexpected repair costs due to mechanical or electrical failure.

Learn More

Car Pricing Resource

a smiling woman signs loan papers to buy a car at a dealership.

Research the latest new car prices by book value with this authoritative source.

Learn More






Ready to Get Pre Approved for a New Car Loan?

It’s time to drive off in your dream car. Apply now or contact us with questions. We’re always here to help.




*Annual percentage rate may vary depending on individual credit history and underwriting terms. View for more information.