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Used Car Loans in VA


Used Car Loans

Rates as low as

5.49% APR *



Owner and dog lean out of a car window on a road trip. Learn more about used car loans from Topside FCU.



Hassle-Free Auto Loans With Great Benefits

At Topside Federal Credit Union, we always give you a great rate, terms to fit your needs and lifestyle, and a quick and easy loan approval process. We’ll take the wheel for financing your previously owned vehicle so you can walk into any dealership with confidence.


Low Interest Rates

Easy Online Application

Terms from 12 to 84-months

Electronic Document Signature

Funds Often Available Same Day as Approval

GAP Coverage & Extended Warranty Options


See Our Used Car Loan Rates

We keep our interest rates on car loans as low as possible so that you can enjoy a low monthly payment and a little extra cash in your budget.

See Our Low Used Car Loan Rates



Calculate Your Car Loan Payment

Use our calculator to find a loan amount and payment that works in your budget. Then get pre approved, so you have the negotiating power at the dealership.

Est. Monthly Payment: 0


Our Online Application Makes Used Car Shopping Simple

step 1 Apply OnlineProvide all the relevant personal and loan information on our user-friendly application.
step 2 Sign Your Loan with Convenient Electronic Document SigningAgree to your loan amount, rates, and terms.
step 3 Get Your Check the Same DayShop with confidence at the dealership.



Book an Appointment

Ready to apply for an auto loan, but want to do it in person? We can help with that! You can book an appointment with a Topside representative who will meet with you at your preferred branch.

Book Appointment


Find My Ride With Topside Federal Credit Union


Not only will we help you fund your dream car, but we’ll help you find it too. Our Find My Ride service helps you research and find the right vehicle at the right price.

Using Find My Ride, you can search for the perfect ride using criteria like make and model and monthly payment. Just input how much you can afford each month, whether you want a new or used car, how much of a down payment you have, and Find My Ride will show you hundreds of options to fit your needs.

Shop Today




Topside Federal Credit Union Customer Testimonial



“Over the years, I have gotten home refinance loans and vehicle loans at the credit union, in addition to banking there. [...] I’m happy to call [Topside Federal Credit Union] my bank!”




Car Loan Frequently Asked Questions



Auto Loan Resources

See some other services and programs we offer to help you achieve your financial goals. If you have questions about them or our other products and services, please let us know. We are here to help.

GAP Insurance

a man and woman talk by the roadside about a car accident they just had.

Waive all or part of your remaining loan balance if an accident happens.

Learn More

Mechanical Breakdown Protection

a man with a broken-down car that has the hood up tries to work on it with a sunset in the background.

Protect your vehicle from unexpected repair costs due to mechanical or electrical failure.

Learn More

Car Pricing Resource

a smiling woman signs loan papers to buy a car at a dealership.

Research the latest new car prices by book value with this authoritative source.

Learn More






Ready to Get Pre Approved for a New Car Loan?

It’s time to drive off in your dream car. Apply now or contact us with questions. We’re always here to help.




*Annual percentage rate may vary depending on individual credit history and underwriting terms. View for more information.