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Let Topside FCU Help You Achieve Your Financial Goals
I Want to Lower My Car Payment
Refinance your auto loan with low rates and earn 1% cash back** up to $250.
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I Want to Pay Off My Debt
Consolidate high-interest debt into one simple, lower monthly payment.
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I Want to Earn More On My Savings
Take advantage of competitive certificate rates designed to help your savings grow.
Learn MoreBanking Solutions to Help You Reach Your Goals
We Could Brag All Day… But Our Members Do It Better!
About Our Credit Union
Founded to serve the men and women working for the Naval Base at Dahlgren, Topside Federal Credit Union is rooted in a tradition of service, trust, and commitment. We carry that forward by offering affordable rates, low fees, and straightforward financial solutions built around our members’ needs.
Through our #TopsideCAREs initiative, we invest in the Virginia communities we serve, supporting programs focused on education, financial wellness, and social impact. Join us today.
Experience the Benefits of Banking with Us
*Annual percentage rate current as of 4/15/26. Offer only applies to Visa Preferred Credit Cards opened between 4/16/26 - 7/15/26. Cash back will be awarded to members who spend a minimum of $3,000 beginning on 4/16/26 - 7/15/26, and will be deposited into the member’s prime share savings account no later than 8/29/26. While there are no annual or over limit fees, other fees may apply, which you can view at topsidefcu.org/cards. Member must make on-time payments during the promotional period. All loans subject to approval. Programs, rates, conditions, and terms are subject to change without notice. Membership eligibility required.
Potential Fees include: Balance Transfer Fee: 3% of the transfer or $5, whichever is greater; Late Payment Fee: up to $20; International Transaction Fee: 1% of each foreign currency transaction; .80% of each US dollar transaction in foreign countries; Stop Payment Fee for credit transaction: $32; Card reissue Fee: $10 per card, one free per calendar year; Express Card Fee: $50 per request.
Annual percentage rate may vary depending on individual credit history and underwriting terms. View https://www.topsidefcu.org/credit-card-rates for more information.
Disclosures: https://www.topsidefcu.org/important-credit-card-disclosures
**For Cash Back: The minimum loan amount is $10,000, maximum loan amount is $75,000. The minimum loan term is 12 months, maximum loan term is 84 months. Maximum cash back amount is $250 per loan. Cashback amounts are subject to all applicable taxes and are the responsibility of the member. Membership eligibility is required. All credit union loan programs, rates, terms and conditions are subject to approval and change at any time without notice. Existing Topside FCU loans do not qualify for this offer. The cashback will be deposited into the member’s savings account approximately 90 days after loan closing, upon verification of on-time monthly payments. View https://www.topsidefcu.org/auto-loan-refinancing for more information.
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