Premium Checking
Premium Checking
Put your money to work for you with our interest-bearing Premium Checking Account.
Earn More Money
Enjoy higher interest earnings versus standard checking accounts.
No Fees
Keep more of your hard-earned money thanks to zero monthly fees.
Convenient Access
Experience hassle-free banking wherever you are with our online and mobile services.
Personalized Service
We put our members' needs first and work hard to ensure their financial success.
More Details About Our Premium Checking
Our Premium Checking is an interest checking account that lets you earn higher rates on your money, but it also gives you the same valuable features as our Basic Checking Account.
Basic Checking Account Features:
- No minimum balance requirement
- No monthly service charge
- Free mobile and online banking
- Free Bill Paying Service and Personal Financial Tool
- Free unlimited check writing
- Access to your account at any Topside FCU credit union office, Plus, AFFN and The Exchange ATMs
- Free descriptive monthly statements
- Free 24-hour account access through Topper, our member services bot
- Free mobile deposits
Additional Premium Checking Features:
- Earn dividends at a premium rate each day when your minimum balance is at least $2,000
- Dividends paid monthly. Minimum balance required to obtain the annual percentage yield (APY).
Accelerate your earnings with an interest checking account - open a Premium Checking today and maximize your returns!
★★★★★
“Great service. Very user-friendly app that allows quick transactions. Good rates for savings accounts.”
-Nathan F., King George, VA
How to Open a Premium Checking
| step 1 | Apply Online or In-BranchClick the link below or visit one of our branches to get started. |
| step 2 | Deposit your money A $2,000 minimum balance is needed to earn the Premium Checking dividend rate. |
| step 3 | Start Spending!Enjoy earning interest coupled with the flexibility of a checking account! |
FAQs About Our Premium Checking
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What is Topside Federal Credit Union’s Premium Checking?
Our Premium Checking is an interest-yielding checking account that pays interest on your balance. Like a savings account, it allows your money to grow over time. However, it also offers the flexibility and accessibility of a regular checking account.
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What advantages does a Premium Checking offer to members?
This account allows you to earn higher returns on your money. You’ll enjoy premium rates with a $2,000 or more average daily balance.
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Where can I open a Premium Checking at a credit union?
You can open one at Topside Federal Credit Union, of course! You’ll also get access to many beneficial financial products and services as a member.
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Are there any monthly fees associated with this account?
We make every effort to keep our accounts affordable. While some traditional banks charge a monthly fee, our Premium Checking typically has no fees. This allows you to save money and earn interest monthly.
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How do I access online banking?
You can log into your account by entering your username and password at the top of our website. You can also download our top-rated (and free) mobile app for Android and iPhone!
View our Funds Availability Policy Disclosure.
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