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New Vehicle Loan Interest Deduction

By Topside FCU January 23, 2026

Under the One Big Beautiful Bill Act (OBBA), a new tax provision allows eligible borrowers to deduct the interest paid on certain auto loans. Here’s what you need to know and what to have on hand when tax time rolls around.What Is the Auto Loan Interest Deduction?The OBBA includes a provision that allows taxpayers to deduct qualified auto loan …

The 12 Days of Fraudmas: Your Holiday Scam-Prevention Guide

By Topside FCU December 9, 2025 Fraud information

The holidays should be filled with magic, not mayhem. But as online shopping spikes and inboxes overflow, scammers see this season as their chance to shine. That’s why we created The 12 Days of Fraudmas, a festive (yet practical) series designed to help you spot the sneakiest scams making their rounds this time of year.Each day unpacks a new fraud …

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Day 12 of Fraudmas: Your Ultimate Holiday Fraud Survival Guide

By Topside FCU December 4, 2025 Fraud information

The 12 essential steps to keep your season bright and scam-freeThe holidays should be full of joy—not fraud alerts and frantic phone calls.Find your final checklist to stay safe through the season below. Your scam-free holiday checklist 1. Slow down. Never act under pressure. 2. Verify everything. Independently through …

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Day 11 of Fraudmas: The Holiday Phishing Email Explosion

By Topside FCU December 4, 2025

AI-made scam emails look real... here’s how to beat them.Phishing used to be easy to spot. Red flags like weird or incorrect grammar, incorrect logos, strange formatting, and obviously fake sender addresses helped consumers spot the scam. But now AI writes clean, convincing emails that could fool almost anyone.  A very …

Day 10 of Fraudmas: The Urgent Message Scam

By Topside FCU December 4, 2025 Fraud information

Scammers want you panicking.Scammers rely on one major strategy: manufactured urgency. If they can get you to react emotionally, you stop thinking logically—and that's when mistakes happen. A typical urgent scam message:“Your account will be closed in 1 hour!”“A package is being returned!”“Your device is infected!”“Your …

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