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An “urgent” request for gift cards is a giant red flag.Gift cards make great gifts for your friends, family...and fraudsters. No real business, agency, or boss will ever ask you to buy gift cards for them. Ever. How the scam usually happensSomeone pretends to be:A utility companyTech supportThe IRSYour bossA loved oneThey …

How to give safely when scammers are also asking for donationsThis is the season of generosity and scammers are generous in their efforts to take advantage of that. They know people are feeling charitable, emotional, and ready to give so they use AI to create charities that look completely legitimate and steal your money. A …

Because scammers know you’re expecting 43 Amazon boxes this season.The holiday season basically turns our homes into small-scale shipping centers. You’ve got packages from every corner of the internet arriving daily which is exactly what scammers are counting on. The classic scam scenarioYou get a text that …

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Credit card rewards aren’t just for big vacations or luxury spending—they can make your daily purchases more rewarding too. From groceries to gas, your routine expenses can help you rack up points, miles, or cashback that put money back in your pocket. The key is knowing how to use your card strategically.1. Pay Attention to Reward CategoriesMany …