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Day 9 of Fraudmas: Weak Passwords & Account Takeovers

By Topside FCU December 4, 2025 Fraud information

Because “password123” is the gift scammers love the most.Scammers thrive on predictable, reused, or outdated passwords. The holidays bring increased online shopping, more accounts being created, and more sign-ins from devices you’re not used to. And all of this means more opportunities for scammers to break in.  A …

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Day 8 of Fraudmas: AI Deepfakes & “Grandma, I Need Help!” Scams

By Topside FCU December 4, 2025 Fraud information

When the voice sounds real… but the danger is too.Voice-cloning scams have absolutely skyrocketed, especially around the holidays. Scammers now use AI to clone voices from social media videos, voicemails, interviews and anything else they can find. In seconds, they can make a voice sample say anything they want.  A …

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Day 7 of Fraudmas: The “Fake Fraud Department” Scam

By Topside FCU December 4, 2025 Fraud information

When the number looks real… but the caller isn’tIf you only read ONE Fraudmas article this year, make it this one. Scammers have gotten very good at pretending to be your financial institution, especially around the holidays when people feel rushed and financially stressed.Using spoofing technology, scammers can make your caller ID say anything, …

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Day 6 of Fraudmas: Fake Holiday Job Offers & “Easy Money” Scams

By Topside FCU December 3, 2025

Because seasonal hiring is booming...and scammers are too.People want extra holiday cash and scammers know this.  The scam in action:You see a job posting that pays $35–$45/hr with no experience needed. You apply, they “hire” you instantly (no interview) then they ask for:Your personal infoAn upfront feeYour bank …

Day 5 of Fraudmas: Crypto Investment Scams Ho-Ho-Hijacking Wallets

By Topside FCU December 3, 2025

Deepfakes, fake influencers, and “holiday investment opportunities”Crypto scams used to be obvious. Now? Not so much. AI has made it incredibly easy for scammers to create:Fake celebrity endorsementsFake trading dashboardsFake investment appsFake “analysts” on social media A jolly-but-fake scenario:You watch a video of a …